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Akheilos told me that she wanted it in Essex but close to London or else the counties adjoining both London and Essex. What is the reason for recommending Harrow on the Hill? I have not heard anybody recommending this area before
shabash sara kuch ugal do :agree:

I will advise you to buy property in central England its very cheap and full desi mahool :D

what is your range > :P

If you give me commission..i may look for you :D j/k
I am not sure of the range I am still looking how much it costs!

I am not very much into being in the center of desi mahoul! Never lived in a desi mahoul might get frightened :(
 
Akheilos told me that she wanted it in Essex but close to London or else the counties adjoining both London and Essex. What is the reason for recommending Harrow on the Hill? I have not heard anybody recommending this area before

I loved that place. expensive, near airport, and besides there werent much desi folks or black..
 
udher konsay mayray rishtadar rehtay hain :rofl:

@Leader wait udher maybe mayray relatives rehtay hain :blink:

We dont wanna be too close to them...its not for me...well partially my investment partially dad's and partially sis

there was a scheme recently, some months ago, for mortgage loan by UK govt for first time buyers, I dont remember the website... maybe you can search out..
 
for mortgage you need at least £50000 which you pay in advance and then you pay monthly and this amount depend on total price and location of your property..the more you pay in advance, the less will be the monthly moragge payments
Hmmm I see...right now just gathering info...

Do you need to be a citizen?
 
I think you need to be a citizen for that...I recall my old landlady did that...

how big is 1 canal? :ashamed:

We are looking for a decent 2-3 bedroom home/ flat

BtCPgdGCMAAR9u0.jpg


well its big, I dont know what unit is used to measure, but probably 18 marla = 1 canal

go for a house rather than a flat, just make sure the neighborhood is good..

@Akheilos no the first time buyer is the only main requisite in that scheme.. you dont need to be a citizen.

oh nice... when did you visit Harrow?

About 7-8 years ago..
 
bought kidar lol :D
it was for rent..

Hum gareeb log hein ji :P

for mortgage you need at least £50000 which you pay in advance and then you pay monthly and this amount depend on total price and location of your property..the more you pay in advance, the less will be the monthly moragge payments
This is not completely true. It will vary upon various factors such as the total value of the property. Sometimes only £20k may be enough if the value of the property is below 100k. This is a good mortgage calculator to estimate how much you can get

How Much Can I Borrow? Calculator: See how big a mortgage you can get...

Basically if your earning is £20,000 for example with good credit history, you can get £80,000 of mortgage and the rest you will have to pay by pocket. If your earning is 25,000 you can get £100,000 of mortgage. They mostly count the amount of mortgage as your 4 year's worth of salary. If you have a partner, it's wonderful, add his earnings on top of 25k and you get higher amount of mortgage. If you don't have a partner at all, sometimes you will get less than 100k for 25k of earnings. It is a good idea to have at least 20% of the money for deposit or the mortgage may not be offered.

PS: True to the best of my understanding, I could be wrong on technicalities.
 
This is not completely true. It will vary upon various factors such as the total value of the property. Sometimes only £20k may be enough if the value of the property is below 100k. This is a good mortgage calculator to estimate how much you can get

How Much Can I Borrow? Calculator: See how big a mortgage you can get...

Basically if your earning is £20,000 for example with good credit history, you can get £80,000 of mortgage and the rest you will have to pay by pocket. If your earning is 25,000 you can get £100,000 of mortgage. They mostly count the amount of mortgage as your 4 year's worth of salary. If you have a partner, it's wonderful, add his earnings on top of 25k and you get higher amount of mortgage. If you don't have a partner at all, sometimes you will get less than 100k for 25k of earnings. It is a good idea to have at least 20% of the money for deposit or the mortgage may not be offered.

PS: True to the best of my understanding, I could be wrong on technicalities.

I know and it was roughly estimate and off course there are many factors which determine the monthly payment of mortgages and depend how much you pay in advance..also its better to pay more in advance because it will cost less interest thats why i gave him/her moneysupermarket link to calculate everything according to his/her interest and also see the rate of different financial institution in uk . Its the best guide for loans/mortgages etc Best rates are offers when you pay more money in advance while if you pay minimum deposite(5/10%) then you need to have a very good credit rating plus wll need to pay more interest
 

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