We do not buy loans to pay for defence stuff. Save these useless advice for Pakistan.
It gets worse before it gets better. India being a developing country is in that phase. Chinese cities were in that phase from 1998-2010. One city in China was poisoned by Electronic waste. Good thing is we have someone who is openly speaking about these stuff and is doing something about it. There is awareness on national level in cleanliness. It needs a cultural change and it will take few years or even 1-2 decades.
yes you dont take loans but you are using your cash on weapons creating arms race in the region, the result both your population and our population suffering, yours more as the article describes. Stop beig proud about your big pile of cash, when dont spend you have cash hence the term Banya came into being.